About Kotor tool: you need to install microsoft .net to be able to run it. About how to use it, i suggest you read the Readme prepared by Fred Tetra. Then if you have more questions concerning this, I'm sure people will be happy to answer them.
Depending on what you want to do, you may not need any knowledge of coding. If you only want to do some skins and items, that won't be necessary. You may want to get a GFF editor. I suggest these ones:
http://nwn.bioware.com/developers/erf_download.html)
or
http://users.servicios.retecal.es/fsantosjal/NwNEditor.zip)
For skins and textures you'll need photoshop or paint proshop.
You can find some scripts in the BIFs>scripts>script source
If you want to get into this, don't forget to check out nwscript.nss it's full of ressources.
To compile scripts you'll need HazardX script compiler:
http://www.megamods.de/_data/parts/dl.php?file=37)